NPL Analyst

Arktika is building one of Europe’s first specialised debt restructurers — and helping define how non-performing credit is bought, priced, and managed in an era of new rules and sharper competition.

As we grow across Europe, we’re expanding our analyst team and looking for another NPL Analyst to join the analytical heart of the business. We’re open to a range of seniority levels — what matters most is hands-on experience with the asset class and real analytical firepower.

The role

This is a role for someone who turns data into decisions. You’ll analyze non-performing loan investments and build the case behind them, working close to where Arktika’s capital is actually put to work. We’re in the business of risk — but we take calculated risks, backed by evidence, never luck. Your analysis is what makes the difference, and it goes straight to the people who make the call. You’ll work alongside a present, hands-on leadership team every day — close enough that your analysis is seen and your voice is heard.

This is not a managerial role, but a great opportunity for someone who enjoys both working with people and being part of product and AI development.

Key responsibilities

Analyze NPL investment opportunities and build the valuation case behind them

Present investment cases and recommendations to management and the Board

Take part in portfolio revaluations and present your conclusions to management and the Board

Help develop and continuously improve our valuation and investment processes

Who you are

You’ve worked with non-performing loans before, in the Nordic and/or German markets, and know the asset class first-hand

Strong analytical and quantitative skills — comfortable working across large, messy datasets

You can cut through a large dataset to what actually matters, prove it, and present your conclusions clearly — and traceably back to the underlying numbers

Structured, curious, and driven; you thrive on responsibility, pace, and measurable results

An interest in, and knowledge of, applying AI in analysis is a strong merit

Experience from banking, and familiarity with capital and liquidity matters, is a strong merit

Why Arktika

A rare seat close to the ground floor of a fast-growing, regulated credit institution — where your analysis shapes real decisions and technology, integrity, and performance pull in the same direction. The extensive regulatory framework we work within is built into how we operate and into the platform beneath us, not bolted on top — so rigor and speed reinforce each other. We offer a competitive salary and the customary benefits — and, less commonly, a real chance to shape a company while it’s still being built.

We review applications and conduct interviews on an ongoing basis.