Credit Management Officer (Asia Regional Headquarters)

Job Responsibilities

Analyze and monitor credit portfolio quality across branches under the Asia Regional Headquarters

Manage high-risk borrowers on watch lists and operate early warning systems

Formulate management strategies and review improvement plans for high-risk and deteriorating borrowers

Support the management of borrowers undergoing corporate restructuring, debt rescheduling, or rehabilitation procedures

Analyze borrower credit risk, repayment capacity, and debt recovery probability

Support overseas branches in implementing head office credit policies and management standards

Inspect credit management practices and identify key vulnerabilities for improvement

Monitor changes in overseas credit-related laws and regulations and support appropriate responses

Prepare regular and ad-hoc reports and facilitate collaboration between the head office and overseas branches

Requirements

3+ years of experience in corporate credit, credit analysis, risk management, or corporate restructuring within banks or financial institutions

Solid understanding of corporate credit underwriting, credit monitoring, and asset quality management

Proficiency in credit risk assessment through financial statement and cash flow analysis

Experience in corporate restructuring, debt rescheduling, or corporate rehabilitation preferred

Proficiency in drafting analytical reports and preparing presentations

Advanced skills in Microsoft Excel and PowerPoint

Business fluency in English, both written and verbal

Proven ability to work independently and manage multiple tasks concurrently

Preferred Qualifications

Experience in overseas banking operations or global financial operations

Experience in non-performing loan (NPL) management, workouts, restructuring, or corporate rehabilitation

Experience handling overseas financial regulations and supervisory frameworks

Professional certifications such as CFA, FRM, or Certified Credit Analyst (CCA)